Critical Illness Insurance / Multiple Event Coverage

Multiple Event Coverage



  • Multiple Event Coverage allows you to claim for the diagnosis of more than one unrelated covered condition. 
  • The subsequent diagnosis must be for a covered condition in a different Multiple Event Coverage Grouping (see below).  You cannot claim more than once within each Grouping.
  • Payment of Multiple Event Coverage benefits is limited to one covered condition within any Grouping. (Note that Stroke is categorized under two Multiple Event Coverage Groupings).
Multiple Event Coverage Grouping Covered Condition
Group 1 Cancer (Life-Threatening)
Group 2 Aortic Surgery, Coronary Artery Bypass Surgery, Heart Attack, Heart Valve Replacement or Repair, Stroke
Group 3 Bacterial Meningitis, Benign Brain Tumour, Coma, Dementia including Alzheimer’s Disease, Loss of Independent Existence, Loss of Speech, Motor Neuron Disease, Multiple Sclerosis, Paralysis, Parkinson’s Disease and Specified Atypical Parkinsonian Disorders, Stroke
Group 4 Aplastic Anemia, Kidney Failure, Major Organ Failure On Waiting List, Major Organ Transplant
Group 5 Blindness
Group 6 Deafness
Group 7 Severe Burns
Group 8 Loss of Limbs
Group 9 Occupational HIV Infection


For full definitions of covered conditions please see solutionsinsurance.com/ci25