Insurance Plans

We're good on our own, but we're better together.

There’s strength in numbers. Group Insurance through BCTF gives you comprehensive insurance coverages at group rates.

Term Life Insurance

Your BCTF Term Life Insurance plan protects your future and your family with affordable, reliable, and feature-packed coverage.

Dependent Children Term Life Insurance

With BCTF Dependent Children Term Life Insurance, a minimal monthly premium provides up to $10,000 in benefits for an unlimited number of your eligible dependent children. An option for members with Term Life Insurance.

Guaranteed Issue Life Insurance

We are no longer accepting new applications for this product. If you are already insured and require information, please contact customer service at 1.800.266.5667.

Accidental Death and Dismemberment Insurance

Add Accidental Death & Dismemberment Insurance on to your Term Life, and your family’s financial well-being will be ensured with a benefit payable for as much as $1,000,000.

Critical Illness Insurance

If serious illness interrupts your life, your BCTF Critical Illness Insurance gives you as much as $300,000 in a lump-sum, to be used as you wish. Pay off bills or your mortgage. Or take that family trip you’ve always dreamed about.

Dependent Children Critical Illness Insurance

Apply for up to $10,000 in coverage for your children. Children will be protected for the same 25 illnesses as adults plus 6 child-specific conditions. This option is available to members applying for or insured for Critical Illness Insurance.

Questions? We're here to help.
Call 1 (800) 266-5667 or email