Group coverage means significantly more value.
Some of the benefits we outline below are not included with other life insurance plans or are only available at extra cost. We've included the following features in your ATA Group Term Life Insurance at no extra cost to you. These benefits are in addition to your term life benefit:
We will pay for your premiums if you are disabled.
If you’re less than 65 years of age and become totally disabled due to an accident or sickness, we will waive all Term Life premiums due after 6 months of continuous disability. Your coverage will continue, at no charge to you, throughout the duration of your disability through to age 70. This benefit is exclusively for ATA members and is not available to spouses.

Extra help for your family:
Career retraining for your spouse.
In the event of your death, this plan will pay up to $10,000 for your spouse to receive occupational training should they need to change careers in order to support your family. If your spouse is insured under this plan, you would also qualify for this benefit in the event of their death.
Help with daycare costs.
Should you die while your children are in their daycare years, this plan will reimburse for daycare expenses up to 5% of your Term Life Insurance coverage to a maximum of $5,000 per year, per child for up to 4 consecutive years. These payments are in addition to your term life benefit amount. This benefit is also available to your spouse.
Plans for your child's post-secondary education can continue.
With the ATA Group Term Life Insurance plan, you have the peace of mind knowing that your dreams of higher education for your child won’t be cut short by your premature death. If your child is attending a post-secondary institution at the time of your death, or if they enrol within 365 days of your death, the plan will reimburse their education expenses up to 5% of your Term Life Insurance coverage to a maximum of $5,000 per year, per child, for up to 4 consecutive years. These payments are in addition to your term life benefit amount. This benefit is also available to your spouse.
Additional features:
Your insurance will also help you with expenses during the difficult end-of-life period.
If you’re diagnosed with a terminal illness from which you are not expected to survive beyond 12 months of your written prognosis, iA Financial Group will pay you an amount equal to 50% of the Term Life Insurance you have in effect, to a maximum of $100,000. Your insurance must have been in force for at least two full years at the time of prognosis.
If you change workplaces, employment status or even move away from Canada, your Term Life Insurance will remain in effect.
You’re covered 24 hours a day, anywhere in the world, regardless of a change in your profession, job status, place of employment or residence.
If you should die while you’re away from home...
ATA Group Term Life Insurance will pay for transportation of your remains to your city of residence, including preparation of the body for transportation, to a maximum of $10,000. This benefit is also available to your spouse.